HAS Services
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Bankruptcy
We don't just claim to protect your rights. We're standing by your side, weighing every option like it was our own.
When a loan for personal property or real estate goes into default – and the borrower files for bankruptcy – lenders should take immediate action to protect the collateral. There are several paths a bankruptcy case can take, which can become difficult to manage without strict attention to milestones and deadlines. Our knowledgeable team of bankruptcy attorneys will counsel you on your options, while looking after your interests and protecting your image within the communities you serve.
Our Services Include
Proof of Claim Filing
All creditors who wish to be paid on a debt secured by real or personal property must first file a proof of claim. Filing deadlines are strict, and must adhere to the official forms of the court. Failure to timely file within the appropriate bankruptcy court – or filing inaccurately - may invalidate your claim, and subject your investment to unnecessary risk and potential fines from the court.
Relief From Automatic Stay
If a debtor fails to make payments to the trustee or the creditor per the plan, or if there is a lack of adequate protection, we will file a motion for relief on your behalf. Our team of attorneys and legal assistants always verify local rules regarding filing, service requirements, and additional requirements of the judge assigned to the case.
Reaffirmation Agreements
When borrowers seek to keep property that secures a debt, they must typically enter into an agreement that reaffirms the debt. This agreement survives the bankruptcy, by re-establishing a payment schedule that continues even after the bankruptcy is over. We’ll help you assess each borrower’s situation to determine your optimal approach.
Plan Review & Objection
Whether the borrower wishes to forfeit (surrender) their property, sign a reaffirmation agreement, or continue under the terms of the mortgage and note, we will carefully review the proposed treatment plan and evaluate whether your rights are thoroughly protected. If the situation warrants, we will file a timely objection to the plan and/or attend a confirmation hearing to present our opposition to the court.
Be a Winner
HAS Properties takes a fresh approach to helping you get the best from your property sale. We combine local expertise in the property market with international reach and a desire to go the extra mile in your search for the perfect buyer.
Communication
Real estate is a people business and the way we communicate has direct impact on your success! HAS Properties Knows: Communication Is Key!
Customer Support
We’re committed to providing the highest level of support for our customers who advertise on HAS Properties.
Resources to empower your success
At HAS Properties, we want to get behind you and the real estate industry. That’s why we’ve created Advantage!
Meet Our Team
Rockstars of HAS Properties